Privacy Policy

Risk Warning

An investor may get back less than the amount invested. Information on past performance, where given, is not necessarily a guide to future performance. The capital invested can fluctuate and the price of casks can go down as well as up and is not guaranteed. The investments and services offered by us may not be suitable for all investors. If you have any doubts as to the merits of an investment, you should seek advice from an independent financial advisor.

Prospective investors should consider carefully whether an investment into a whisky cask is suitable for them in light of their own circumstances and financial resources and should review the document carefully before deciding to invest in Scotch whisky.

The investment described on this site may not be suitable for all recipients. Investors should seek independent investment, legal and tax advice concerning this websites contents and the potential consequences of investing in cask whisky.

Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly in this website, will be profitable, equal any corresponding indicated historical performance level(s), or be suitable for your portfolio. Due to various factors, including changing market conditions, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this website serves as the receipt of, or as a substitute for, personalized investment advice from Whisky 1901 Ltd. To the  extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. A copy of our current written disclosure statement discussing our advisory services  and fees is available  for  review  upon request.

DISCLAIMER – IMPORTANT INFORMATION

Please read the following carefully before making any purchase. This communication is for informational purposes only and does not constitute financial or investment advice. Whisky 1901 Ltd is not a regulated financial institution and is not authorised by the Financial Conduct Authority (FCA). Any references to “investment,” “broker,” “adviser,” or similar terminology are used descriptively only and should not be interpreted as regulated financial services.

Whisky is sold as a physical, tangible asset and not as a financial product. Purchasing whisky carries risks that differ from regulated investments such as stocks or bonds, and customers should make purchase decisions independently and based on their own research.

Key Risks and Considerations

1. Please be aware that whisky casks are unregulated in the UK and that the value is variable, meaning it can both increase and decrease. 

2. Understand that you have 14 days to change your mind and request a full refund under our cooling-off period.

3. All Clients of Whisky 1901 Ltd must be aged 18 years or older to make a purchase, in accordance with UK law and regulations regarding the sale of alcohol to minors. 

4. Please note that the volume of spirit will decrease over time due to evaporation, known as “the Angels’ share”. 

5. Please be aware that “New Make” spirit must be matured for a minimum of 3 years, during which its alcoholic strength could be reduced. However, for the product to be classed as “Whisky”, it must retain a minimum strength of 40%. 

6. Please understand that as a buyer you may get back less than the amount paid. Additionally, past performance is not necessarily indicative of future performance.

7. The sale price offered by Whisky 1901 Ltd includes a discretionary commercial markup. This markup is applied to the acquisition cost of the whisky and reflects both the costs incurred in connection with the provision of services including, but not limited to, storage, movement and maintenance of casks, insurance, and associated administrative and software infrastructure and a profit margin retained by Whisky 1901 Ltd in the ordinary course of business.

As a result of the markup applied, there is a material difference between the Company’s acquisition cost of a cask and the price at which it is sold to investors. 

Investors should be aware that this markup creates a difference between the Company’s acquisition cost and the price at which the cask is sold. This spread may impact the potential for future returns and may affect the ability to achieve a profit on resale. Comparable casks may be available from other sources at different prices. Prospective purchasers should conduct their own due diligence and consider obtaining independent financial advice before making any investment decision. 

8. Please recognise that the cask price can fluctuate and the price of casks can go down as well as up, neither of which are guaranteed. 

9. Whisky Casks are a long term maturing asset and therefore it is advised to be held for a minimum of 5 to 10 years. 

10. Whisky casks are an illiquid asset. There is no guaranteed secondary market, no guaranteed timeframe for resale and no obligation on Whisky 1901 LTD to buy back or sell the cask on your behalf. 

11. Please understand that the products and services we offer may not be suitable for all customers. If you have any doubts, we advise you to seek advice from an independent financial advisor. 

12. Finally all whisky casks are stored in HMRC bonded warehouses in Scotland and are comprehensively insured against risks including fire, theft and accidental damage, insurance policy is updated annually. The customer understands that any cask investment can be physically verified via a company organised visits to warehouses where tastings can also be accommodated.

Who We Are

We are Whisky 1901 Ltd, a company registered in the United Kingdom with a registered office at Berkeley Square House, Berkeley Square, London W1J 6BD.

Our website address is: https://whisky1901.com.

What Personal Data We Collect and Why

Contact Forms

If you fill out a contact form on our website, we will collect the data you provide, including your name, email address, and any other information you provide in the form. We keep contact form submissions for a certain period for customer service purposes, but we do not use the information submitted through them for marketing purposes.

Analytics

We use a third-party browser and mobile analytics service called Google Analytics. This service uses data collection tools to help us analyze your use of the Website, including information like the third-party website you arrive from, how often you visit, events within the Website, usage and performance data, and where the application was downloaded from. We use this data to improve the Website and provide functionality and user experience enhancements, to track usage, and to other purposes as described in this Privacy Policy. These third-party browser and mobile analytics services have their own privacy policies addressing how they use such information. We encourage you to review the privacy policies of third-party providers before connecting to or using their applications or services to learn more about their privacy and information usage practices.

Cookies

“Cookies” are small pieces of information that are stored by your browser on your computer’s hard drive. They are often used as a mechanism for websites to remember things that a website browser has done there in the past, which can include clicking particular buttons, logging in, or having read pages on that site months or years ago.

We use cookies on our site to provide you with a better user experience. The cookies help us understand how the site is being used, lets you navigate between pages efficiently, remembers your preferences, and generally improves your browsing experience. They can also help ensure that the advertisements you see online are more relevant to you and your interests.

For more detailed information about the cookies we use, see our Cookie Policy.

Embedded Content from Other Websites

Articles on this site may include embedded content (e.g., videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content.

Who We Share Your Data With

We do not share your personal data with any third-party entities unless necessary for the operation of our services, compliance with legal obligations, or other purposes outlined in this policy.

How Long We Retain Your Data

Personal data will be periodically reviewed in accordance with HMRC’s retention schedules to ensure compliance with legal and regulatory requirements. If it is determined that the data is no longer necessary for the purposes for which it was collected, Whisky 1901 Ltd. will take the appropriate measures to either delete or anonymise the data, in accordance with established protocols, to protect individual privacy and maintain data security.

What Rights You Have Over Your Data

If you have an account on this site, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

How We Protect Your Data

The data is collected by our designated data processor, and we maintain a rigorous monitoring process to oversee the data entering our systems. This ensures that the information is both accurate and secure, adhering to our high standards for data integrity and protection. Our continuous oversight helps mitigate any risks and guarantees that the data remains reliable throughout its lifecycle.

We protect your data by using encryption techniques and we use other safeguards such as firewalls and password protection. This means that your data is protected and only accessible by co-workers who need it to carry out their job responsibilities.

We also ensure that there are strict physical controls in our buildings which restricts access to your personal data to keep it safe.

Contact Information

For privacy-specific concerns, you can contact us [email protected].