**Disclaimer**: Important Information Regarding Whisky as an Investment Please read the following carefully before making any purchase. This communication is for informational purposes only and does not constitute financial or investment advice. Whisky 1901 Limited is not a regulated financial institution, and any references to “investment,” “broker,” or “advice” are intended solely for descriptive purposes of our services and should not be interpreted as financial advice.
1. Not Financial Advice or Regulated Services: Whisky 1901 Limited is not authorised by the Financial Conduct Authority (FCA) and does not offer financial or investment advice. Whisky 1901 Limited is an investment platform that provides guidance to its customers. Guidance is in impartial service which will help our customer identify its options and narrow down its choices but will not tell what to do or which products to buy, the decision is yours. Any reference to “investment,” “brokers,” or “portfolio management” is for general informational use and should not be interpreted as FCA-regulated financial services.
2. Whisky as a Tangible Asset: Whisky is sold as a physical, tangible asset, not a financial product or investment. It does not fall under FCA regulation, and purchasing whisky carries risks that differ from regulated investments like stocks or bonds. Any purchase decision should be made independently and based on personal research and judgment.
3. No Guarantee of Financial Returns: The value of whisky may fluctuate based on market demand, age, rarity, and other factors. The volume of spirit will decrease over time (known as “the Angels’ share”). “New Make” spirit has to be matured for 3 years, during which time its alcoholic strength could be reduced. However, for the product to be classed as “whisky”, it must retain a minimum strength of 40%. Fees apply, see terms and conditions for details and terms around exiting your investment Past performance is not an indication of future results, and Whisky 1901 Limited makes no guarantees regarding future returns, profit, or resale value.
4. Market and Liquidity Risks: Reselling whisky can be complex and market-dependent. There is no assurance of quick resale or profit, and potential buyers should consider liquidity risks. References to “investment goals” or “client returns” are illustrative and do not imply guaranteed financial returns.
5. No Advisory Role: Our representatives, sometimes referred to as “advisers,” “brokers,” or “portfolio managers,” are sales consultants specialising in whisky as a collectible asset and do not provide regulated financial or investment advice. Clients are encouraged to seek independent advice from qualified financial advisors for investment decisions.
6. The Whisky 1901 Ltd sale price includes a discretionary markup to cover the costs of services provided, included and not limited to, storage, movement and maintenance of casks, insurance, front and back office software. Please be advised that a markup is applied to the cost of whisky purchased, which contributes to our overall margin structure. This markup, while necessary to cover costs and ensure operation sustainability, may affect future profitability due to the spread between acquisition costs and selling price. By purchasing whisky through, Whisky 1901 Limited, you acknowledge that you understand and accept these terms and are fully aware of the risks associated with purchasing whisky as a collectible asset. You have 14 days to change your mind and request a full refund under our cooling-off period.
